medical insurance refers to the guarantee that you can get reimbursement compensation when medical problems occur. There are two main types of medical security: 1. Social medical security. Social medical insurance refers to the medical insurance in social security, which means that each person and unit pays a certain premium. Once sick, the medical insurance can reimburse 5%-7% of the medical expenses, and the rest will be paid by themselves. 2. Commercial medical insurance. That is, commercial insurance, it is up to you to decide how much to buy, and you can use medical insurance as a supplement to reimburse the rest of the medical expenses; For those who have not purchased medical insurance, they can reimburse the medical expenses within the scope of medical insurance.

1. The basic measures of medical security are as follows:

1. In order to ensure the quality of medical services and strengthen the management of medical security, the medical department is responsible for the implementation of the medical security management system in hospitals.

2. The hospital should publicize the qualification certificates of designated medical institutions in a prominent position, and publicize the quality service and convenience measures, commonly used drugs and charging items, so as to provide a clean and comfortable medical environment for medical personnel.

3. The hospital strengthens the study and publicity of the medical insurance policy, adheres to the patient-centered service principle, enthusiastically serves the insured, strictly implements the principle of first diagnosis responsibility system and treatment due to illness in the process of diagnosis and treatment, and reasonably checks, uses drugs, treats and controls medical expenses.

2. What are the medical insurance methods

1. Voluntary insurance mode, that is, the state does not intervene in the operation of medical insurance, and individuals voluntarily choose medical insurance organizations to provide medical insurance for them. Among them, it can be divided into two categories: community insurance and commercial insurance. The insurer of the former is a non-profit organization, while the insurer of the latter aims at making profits.

2. Compulsory medical savings model refers to a medical insurance model in which the state forces employers and employees to establish insurance savings accounts through legislation to pay for medical expenses of individuals and family members.

3. Compulsory insurance mode, that is, the national legislation stipulates that a certain range of people must participate in medical insurance, and the insurance costs are borne by employers and employees, and the insurance premiums are paid on a pay-as-you-go basis.

legal basis: social insurance law of the people's Republic of China

article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.