How do on-site funds generally conduct relevant analysis? For many people, the daily limit of on-site funds may be a difficult point to understand, so Bian Xiao specially arranged how to choose the daily limit of on-site funds for everyone. I hope you like it.
How to choose the daily limit of on-site funds
According to the sales manager of a securities company in Beijing, for those investors who have spare money in their stock accounts, but have not done any stock research due to their busy stage work, the income of the on-site money fund far exceeds the current period, maintaining almost the same liquidity as cash under the premise of low risk, and at the same time not missing the opportunity to buy stocks. For investors who are considering entering the stock market, on-site money funds and stocks can realize T+0 instant switching, and they can purchase stocks immediately after selling, and buy stocks immediately after redeeming the funds, which is closer to the market and faster in response.
What's the difference between OTC funds and OTC funds?
1, different transaction objects. On-site transactions are back cover and listing back cover; OTC funds are all open-end funds, including index funds corresponding to lop and etf. 2. Different transaction methods and price formation. On-site trading is conducted in the form of stock trading. According to the relationship between supply and demand, the transaction is carried out at a timely price, and the price is different at different trading times on the trading day. The OTC price is unknown, and the transaction is based on the net value, and there is only one price per day. 3. The discount premium is different. There is a discount rate in the market, that is, the transaction price is lower than the net value, and there is an arbitrage opportunity. For the listed base, the discount rate is much smaller than the base cover. There is no discount premium problem for OTC funds, and the price is equal to the net value.
Where did the money lost from buying the fund go?
Funds are risky investments. They will lose money when the market is bad and make money when the market is good. Many people are confused about where the money with capital loss has gone. You should know that the fund mainly earns the difference, because each investor buys a different position.
So some investors buy funds to make money, and some investors buy funds to lose money. The money lost is taken by investors who buy funds to make money, and part of it is the handling fee of the fund. When you buy a fund, what you need to pay attention to is whether the fund can help you make money, instead of always obsessing about where the money lost in buying a fund goes, because the loss of the fund is a fact and there is no way to change it.
After that, investors should seriously think about how to put the loss money into the loss and analyze the reasons for the fund's loss. Then if there is any prospect and room for growth, if there is, they will increase their positions when the fund falls. Adding a position is to buy a fund. If the fund goes up, it will accelerate its recovery. Then, if investors are not optimistic about this fund and feel that there is no room for growth, buy a good fund and the one that lost money before.
How can investment funds make money?
1 Select the fixed investment target: The foundation for the fund to make money by fixed investment is based on a good fund. For us, choosing a good fund product is the most important thing. We need to screen and compare the historical performance, maximum retracement, position distribution, investment style, fund manager and other information of the fund to ensure that there is no problem with the fund.
2 determine the fixed investment cycle: for the fixed investment cycle, there are often daily fixed investment, weekly fixed investment, monthly fixed investment and irregular fixed investment. According to statistics, no matter how the market changes, the yield curves of daily fixed investment, weekly fixed investment and monthly fixed investment are almost similar, with little difference in income, and there will be no situation that the higher the frequency of fixed investment, the higher the income. Among them, the monthly fixed investment time is very suitable for the second or third day after the salary is paid, because it can help us to save forcibly and is suitable for friends who have weak self-control and like to spend.
Fixed-time investment refers to investors who choose to buy in the falling market instead of setting a fixed time, which is more suitable for investors who have a better understanding of the fund, have certain research, can pay attention to its market every day, and have certain time and energy.
3 Fixed investment amount: Assuming that the fixed investment period has been determined, the fixed investment amount must be fixed or not. The amount is easy to understand, that is, every investment is the same amount. If it is not fixed, you can increase the investment ratio when the market goes down and reduce the investment amount when the market goes up.
What is the fund's income?
Generally, profit-taking can be considered when the fund's income is 20%~30%, because the fund's increase is relatively high. You can put the money in the bag first and then consider when to buy it. When you buy a fund, you usually buy it low, and the possibility of making money by selling it high will be great. If the fund's increase is relatively high and the position is relatively high, then the risk of falling is relatively large.
Many investors are greedy when they buy funds. After making money, they will want to make more money and then lose the money they earned before. Therefore, it is very important for everyone to learn to take profit when buying funds.