Now, if you deposit in Wu Hanyou, CITIC Bank can send a gift card of 100 to 300, so it is most cost-effective to simply deposit. Other banks in Wuhan have never seen such activities.

It doesn't matter which bank has demand. Now there is Hankou Bank, which can transfer money online for free. Hankou Bank has a gold card of 200,000 yuan, which can be used as working capital, making withdrawals everywhere free, reducing the cost of withdrawal and transfer. In addition, many banks can apply for gold cards when they reach 1 10,000 to 300,000, so banks will have preferential relief in withdrawal and transfer. If you consider more outlets, it will be CCB and ICBC.

460,000 can consider the wealth management products bound by CITIC or ICBC Anbang Insurance, with an annual interest rate of 4.0.

565438+10-300,000 working capital can be considered to buy short-term wealth management products of banks, for example, for one month, and the interest is more cost-effective than that of banks. However, wealth management products are generally risky, so it is recommended to buy capital preservation products. There are many such products in banks now.