1, personal funds
Generally speaking, 30% of the venture capital of successful entrepreneurs comes from their own savings. From the idea of starting a business to putting it into practice, there will always be opportunities for you to save money. "Work first to make money, and then start a business" has therefore become the path planning of many entrepreneurs.
2. Borrow money from relatives and friends
Borrowing money from relatives and friends should be the method adopted by many entrepreneurs. It has the advantages of high success probability, more favorable investment and interest conditions and faster payment.
In addition, the tradition of borrowing money from relatives and friends to start a business has a long history. If the business is successful, it is a win-win situation. However, if the venture fails, entrepreneurs may feel deeply guilty, which has both advantages and disadvantages.
3. Partnership
Faced with the dilemma of lack of funds in the early stage of starting a business, many people choose to start a business in partnership to ease the financial pressure. Many hands make light work, and a large amount of start-up funds can be raised in a short time.
But the risks and problems transferred from the capital level to the partner level should arouse the vigilance of entrepreneurs.
4. Ask investors for money.
Angel investors mainly invest in start-up and seed-stage enterprises. Obtaining funds from angel investors is a great advantage for entrepreneurs.
But in reality, the number of startups that can get angel investment is very small. It is suggested that entrepreneurs should deeply understand their investment style, investment fields, investment judgment criteria and previous investment projects when seeking angel investment, and at the same time use some financing strategies and skills.
5. Internet finance
When the traditional financial industry meets the Internet and combines with the spirit of the Internet, a new financial format-Internet finance came into being.
From the popularity of P2P online lending platform, crowdfunding and third-party payment in recent two years, it can be seen that Internet finance has played a decisive role in solving the financing problem of enterprises with its fast and efficient advantages.
At the same time, when choosing internet finance as a channel to obtain start-up funds, we should choose a platform operated by a professional team, determine a reasonable loan yield according to the specific conditions of the project, and avoid unnecessary disputes.
In addition to the above channels, entrepreneurs can also obtain start-up funds through bank loans, pawn loans, joining incubation programs, and obtaining venture capital.