First of all, if it is a sharp drop caused by short-term market fluctuations, the holders can not care too much, and they can also consider adding positions appropriately when looking at the future development of this fund.
Secondly, to judge whether the decline is within your expected range, high risks are often accompanied by high returns. Since you have chosen a fund with large fluctuations, you should be prepared for a sharp decline in advance.
Finally, the fund dividend will also lead to a decline in the net value of the fund, but it will not affect the total assets of the holder, but will only return some of the proceeds to the account.