Wechat believes that many people are familiar with it. Usually, I will contact my relatives and friends, and some will send red envelopes to each other on holidays. So which is better for WeChat short-term financial management? Cost-effective? We have prepared relevant contents for your reference.

1, change the pass

In essence, the change pass belongs to the money fund and has better flexibility. You can save it at any time, and putting it in is equivalent to buying a money fund, and you will get income every day, which is very cost-effective.

Moreover, the change card can also be directly used to pay for shopping. For example, the change card can be used to buy wealth management, pay phone bills, pay electricity bills and so on. And you can also send red envelopes and transfer money, which is more suitable for short-term financial management.

2. Pure debt fund

Wechat's wealth management service belongs to the wealth management platform, which will buy pure debt funds. Pure debt funds are flexible and suitable for short-term financial management. The general arrival time is T+ 1. If you want to arrive soon, you can avoid Saturday, Sunday, Friday and holidays.

Pure debt fund is a fund with 100% investment in bonds, with little risk. Long-term holding is more likely to make money. When choosing a pure debt fund, you can refer to a past income situation. When choosing, it is best to choose a pure debt fund with good returns in the past. Although the past does not represent the future, it will still have certain reference significance.