Different cooperative medical programs have different reimbursement methods, as follows: 1. Outpatient reimbursement: after opening the rural medical insurance card, swipe the card directly at the charge office of the designated medical unit, and the reimbursement ratio is directly displayed on the charge sheet. 2. Hospitalization reimbursement: directly issue rural medical insurance card, pay deposit and go through hospitalization procedures. When the insured person is discharged from the hospital, the reimbursement expenses are directly deducted and the hospital is discharged. 3. Serious illness allowance: For the high expenses incurred during hospitalization, you can apply for serious illness allowance, apply, go to the private office to fill in the information, issue a certificate, bring a copy of your ID card, household registration book, rural medical insurance card, etc. Go to the private office and directly enter the insured's medical insurance card after review. 4. Accidental injury: those who are hospitalized due to accidental abortion can use the medical insurance card directly at the medical unit designated by rural medical insurance after being discharged from hospital with the birth certificate. If it has not been processed, it is necessary to reissue the birth medical certificate in time, submit the medical record certificate and receipt of the inpatient unit to the town medical cooperative, and submit a copy of the medical insurance card. After the staff review, enter the medical insurance card of the insured within 15 working days. 5. Medical treatment in different places: employees in different places can also enjoy direct credit card swiping. If a local medical unit needs to issue a certificate of referral for medical treatment in different places, it needs to go to the local medical cooperative with valid documents such as referral certificate, medical record certificate, discharge bill, ID card, household registration book and rural medical insurance card. 6. Special circumstances: the insured is not in the designated medical unit of rural medical insurance, or funded by a third party, such as children's vaccine, beauty, orthodontics, abortion, drunkenness, fighting, etc. Not included in rural medical insurance coverage.

Legal objectivity:

Article 28 of the Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.