Is the fund fixed every day? In the long run, there may be no difference, but for individuals, there will always be subtle differences. Therefore, Bian Xiao compiled a daily investment fund, hoping to answer some people's questions.

Does the fixed investment foundation buy it every day?

In the long run, there is no difference in income when choosing daily, weekly and monthly fixed investment, but at a certain stage, daily fixed investment may be different from other deduction time. In the bull market, it is best to choose a daily fixed investment, which is more suitable for the market; In a bear market, it is best to choose a fixed monthly investment.

The benefits of daily fixed investment are:

The daily fixed investment is bought according to the daily net value of the fund, so the daily fixed investment amount is relatively average. Choosing a daily fixed investment is to make the funds more suitable for the market trend, pursue the average income, and at the same time make your inner world more calm.

Fixed investment refers to a fund investment method in which an investor applies through a designated fund sales organization, agrees in advance on the deduction date, deduction amount, deduction method and the name of the invested fund, and the sales organization automatically completes the deduction and subscription in the bank account designated by the investor on the agreed deduction date.

Can the fund be invested every day?

If you make a fixed investment in China Merchants Bank, you can set the fixed investment cycle as a daily fixed investment, and automatically deduct the money from the current account at around 4: 00 am and 15: 00 pm on each fund trading day, twice a day. In the same deduction period, if the deduction balance of a single fixed investment is insufficient, the system will continue to deduct money in the next three trading days (including the deduction date). If the three deductions are all due to insufficient account balance, the investment in this period is unsuccessful. Tips: 1. After the deduction of the fund's fixed investment is successful, the number of fund shares will be confirmed on T+2, and the net value will be converted on the day of deduction. 2. If the deduction date of fixed investment is a non-fund trading day (weekend, legal holiday), the deduction will be postponed to the next fund trading day.

Is the fund scheduled to vote?

First, if it is not cost-effective to open an account in a securities company, you can choose to buy a fund or make a fixed investment through online banking. For example, the global vision of Societe Generale, the high growth of the South, the innovation of UBS SDIC, and the organic growth of Societe Generale. How much you invest each month depends on your own funds. The key to fixed investment is timing rather than quantity, at least 200 months per month. The time limit is in article 4.

Second, I suggest you choose the online fund for smart fixed investment. Smart fixed investment can actively control the amount and timing of investment in their own hands. With the fluctuation of the stock market, we will not passively invest more at high levels and less at low levels. /because with the fluctuation of the stock market, it is best to invest when the valuation is low, but this has nothing to do with the date set in the early stage of investment. Therefore, I suggest you set a suitable interval according to your monthly capital turnover, and then choose smart fixed investment (each fund website has its own basic fixed investment and smart fixed investment rules). According to the growth of the stock market and the heavy stocks of your fund, you choose to stop investing, increase investment or modify time and increase investment times every month. Diligence chooses efficiency. Just like shopping, you must have an active mind to capture the real market rules.

3. I suggest that you have the following fund portfolio: there must be index funds within 200 yuan, such as Xingye CSI 300, and then pay attention to fixed investment, especially smart fixed investment that can control the number and time adjustment of fixed investment, such as stock-based or partial-stock funds, such as South Excellent or South Value. This part of the funds in the stock market downturn, through analysis found that many stocks (your choice of fund stocks) in the historical low, can account for about 60% of the proportion. When the stock market index rises and the valuation of stock-based or partial-stock-based funds rises to a higher level, it is necessary to redeem or switch investment in mixed-type balanced capital-guaranteed or even bond-based or monetary funds in time to profit from redemption. If the funds are sufficient and the stock market is unstable, about 15% of the funds will be invested in bond funds to enjoy stable returns.

4. It is suggested that you redeem the fund as follows: If the cost is diluted, the income that has reached between 10-20% can be sold or paid again, because the market is still very high at present, but the investment can be gradually reduced and stopped.