General funds need to pay: management fee, custody fee, sales service fee, subscription fee and redemption fee. Among them, the management fee and custody fee have generally been deducted from the net value of the fund, and investors do not need extra diplomacy, and their fees range from 0.25% to 1.5%.
In addition, it is worth noting that the sales service fee is a unique fee for Class C funds, because Class C funds do not need to pay redemption fees, and then pay the subscription, subscription fees and redemption fees to the fund manager.
The redemption fee is calculated according to the holding time. Generally, if it is held for less than 7 days, the fund company will charge a handling fee of not less than 1.5%, 0.5% of the redemption amount for less than 1 year, 0.25% for more than 1 year and less than 2 years, and 0 for more than 2 years. Depending on the details of the fund, each fund is somewhat small.
For example, if an investor buys a stock fund at a price of 4,000 yuan and holds it for more than 2 years, and the fund details stipulate that there is no redemption fee for holding it for 2 years, then there is no handling fee for selling the fund.
In addition, it is worth noting that subscription fees, management fees, custody fees, sales service fees, etc. have been collected before the fund. There is no need to deduct fees when redeeming. Secondly, the money fund does not charge redemption fees. If it is a money fund of 4,000 yuan, there is no need to deduct the selling fee.