How does financial management buy a fund?
For Xiaobai, investment funds grasp three points:
1, choose the right fund
2, take profit without stop loss (the more you fall, the more you buy, only applicable to fixed investment, not to a single investment.
The premise is to choose a good fund and spread market risks through fixed investment. Again, there is no real lazy investment in the world, and novices need to do their homework before investing.
3. Fixed investment is the main investment, supplemented by single investment.
Fund selection method:
1, find a fund with stable long-term performance in the top 1/4.
2. Find a high-rated fund company and choose its star products.
3. Choose a fund with a higher beta coefficient. Beta coefficient is a kind of risk index, which is used to measure the price fluctuation of individual stocks or stock funds relative to the whole stock market.
There are daily fixed investment, weekly fixed investment and monthly fixed investment. If investors invest by fixed investment, it is suggested to choose the corresponding fixed investment frequency according to their own capital situation. The advantage of fixed investment is that it can share the cost, thus dispersing the risk, and fixed investment does not need to consider the timing problem, and investors do not have to rack their brains to judge the buying opportunity of the fund.
Fixed investment follows the principle of taking profit and not stopping loss. Investors can set a profit-taking line. When the fund income reaches the profit-taking line, the system will restart the fixed investment plan.
Financial management xiaobai can integrate several financial management methods, and can disperse the money, including 20% financial management-related products, 20% funds, 20% stocks (of course, some stocks can be dispersed to other places, such as bank financial products), 20% monetary funds and 20% bank deposits, so that the income and security are guaranteed. Finally, investment is risky and needs to be cautious, so no matter which financial management method you choose, you must first understand its advantages and disadvantages, see if it is within your tolerance, and choose carefully.
Finally, remind investors that the fund is risky and investment needs to be cautious.