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Put the money on Yu 'ebao and buy a fund.
It's nice to have a surplus of 3000 yuan every month. It doesn't matter what balance is. It is a good habit to insist on having it every month. With a monthly surplus of 3000 yuan, I put my Alipay wallet first, and then read articles every day. I can climb the stairs to read the contents of the previous article. Most of them have a little knowledge point. I can learn the basic knowledge of playing stock funds first, and then play. As a student group, they are actually ordinary people who are not skilled in the financial industry.

It is suggested that fixed investment funds should only be index funds, such as broad-based index funds such as CSI 300 and CSI 500, and persevere. Get rid of greed and fear, don't be afraid of falling and rising when it falls sharply, and invest in funds persistently. To do scientific research with your heart, you must dare to start low and end high. Because the domestic stock market is a short bull and a long bear, you can set a stop loss percentage. For example, you can extract 50% of the profits, quit when you reach the overall goal, and repeat the fixed investment fund in the next round.

Fixed investment fund is to buy one or more stock funds at a fixed amount at a fixed time every month or week. For example, if you buy a stock fund with 1 000 yuan on the 20th of each month, because the net value of the fund fluctuates constantly, when the net value of the fund is strong today, the market share of the same amount will be less, but when the net value of the fund is low today, the market share of the same amount will be more. In order to achieve the effect of diluting operating costs and reducing risks, once the stock market improves, the foundation will quickly improve efficiency according to the fixed investment.

Rationally speaking, if you want to get more income, you must be a fixed investment fund. Take advantage of the magical practical role of usury, exchange time for money and let money make money for your work. However, equity funds are likely to lose money in the middle of holding. You need to be mentally prepared. If you can accept it, you can make a fixed investment fund. If it is not acceptable, you can make some stable money. Although Yu 'ebao's income can't even resist inflation, at least it has never seen a loss.