At present, the interest rate of margin financing and securities lending of most securities companies is 8.6%, and 8.6% divided by 365 equals 2.36 per ten thousandth, that is, the margin financing and securities lending is 1 000 yuan, and the interest is 2.36 per day.
Second, how to calculate the interest of margin financing and securities lending?
There are two handling fees for margin financing and securities lending: one is interest, which is unified throughout the country. The annual interest rate of financing is 8.6%, and the annual interest rate of securities lending is 10.6%. Divide by 360 a day, and so on. The second is commission, which is different for all kinds of securities. Some are 18000 yuan, and some are the same as the original account commission. Please contact the account manager for details.
As for the proportion, it depends on the amount of your credit account. Generally speaking, 500,000 assets (including stocks) can be granted to 500,000.
Margin charges are similar to ordinary accounts, with more interest. The longest credit period of margin customers is only half a year, and the final fee is calculated according to the actual time of customers. For example, if an investor raises money from a securities company, buys shares and sells them after holding 10 days (after selling the shares, the funds will be automatically returned to the securities company), then only the interest within this 10 day will be calculated. The financing interest rate shall not be lower than the benchmark interest rate for loans of financial institutions in the same period stipulated by the People's Bank of China.
Financing interest = actual amount of funds used × number of days used × financing annual interest rate /360.
Securities lending fee = actual amount of securities used × number of days used × annual interest rate of securities lending /360.
Actual amount of securities used = actual amount of securities used × selling transaction price.
3. How do securities companies calculate the interest of margin financing and securities lending?
Securities companies calculate the interest of margin financing and securities lending, generally at an annual rate of about 8%. According to the loan period of shareholders, interest will be charged for one day.
Four, how do securities companies calculate the interest of margin financing and securities lending?
How do securities companies calculate the interest of margin financing and securities lending? Financing transaction means that investors borrow funds from securities companies to buy securities with funds or securities as collateral, and repay the loan principal and interest within the agreed time limit; Investors financing securities companies to buy securities is called "buy more"; Margin trading means that investors borrow securities from securities companies, sell them with funds or securities as collateral, and return the same number and variety of securities to brokers within the agreed time limit and pay the corresponding margin fees; Investors selling securities from securities companies are called "short selling". At present, there are two kinds of handling fees for margin financing and securities lending: one is interest, which is unified nationwide. The annual interest rate of financing is 8.6%, and the annual interest rate of securities lending is 10.6%. If a day is divided by 360, and so on. Second, the trading commission is different for each securities company, 8,000 yuan, which is still the same as the original account commission. Please contact the account manager for details. Financing interest = actual amount of funds used × number of days used × financing annual interest rate /360. Securities lending fee = actual amount of securities used × number of days used × annual interest rate of securities lending /360. Actual amount of securities used = actual amount of securities used × selling transaction price. The actual use days are calculated according to natural days, and the head is not counted. If it is less than one day, it shall be counted as one day. That is, it will be collected on the day of actual use and will not be collected on the day of repayment; If T0 uses the company's margin financing and securities lending quota during the transaction, the company will charge one day's interest or fees according to the quota it uses.