Is it necessary to redeem all the funds before the Spring Festival?
If investors have a certain income, they can redeem it before the Spring Festival, and first guarantee part of the income; If the investor is not profitable, he can continue to hold it and redeem it after the fund gains income. The investor can increase his position at a loss. Investors can also decide whether to redeem according to market conditions. If investors think that the market is better after the Spring Festival, they can not redeem it. If investors think that the market is average after the Spring Festival, they can redeem it. Historically, there has been a red envelope market all year round.
Money funds and bond funds have income when they are closed during the Spring Festival, while stock funds, hybrid funds, index funds, ETF funds and LOF funds have no income when they are closed during the Spring Festival. The Spring Festival is a legal holiday. If funds are not traded on legal holidays, no income will be generated if they are not traded.
Money funds and bond funds invest in money markets and bond markets. Money market tools and bond market tools calculate income every day, so the funds are profitable every day.