According to national regulations, after paying the provident fund, the housing provident fund in the account can be withdrawn if it meets the relevant conditions. Under normal circumstances, the housing provident fund is not allowed to be raised in full, and can only be withdrawn in full in special circumstances such as resignation, transfer and retirement. According to the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances: first, purchase, build, renovate or overhaul their own houses; Second, repay the principal and interest of the loan for the purchase and construction of owner-occupied housing; The third lease of self-occupied housing, the rent exceeds a certain proportion of family wage income; Fourth, retired; Fifth, leaving the country to settle down; The sixth employee is dead or declared dead; Seventh enjoy the urban minimum living guarantee; Eighth completely or partially lose the ability to work, and terminate the labor relationship with the unit; A provident fund can only be withdrawn once in a year. If employees withdraw housing provident fund for the purchase, construction, renovation and overhaul of self-occupied housing, they shall apply for the withdrawal of housing provident fund within one year after the signing of the purchase contract and agreement. Legal basis: "Regulations on the Management of Housing Provident Fund" Article 24 An employee may withdraw the storage balance in the employee's housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling a self-occupied house; (2) Retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the house loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.