What is the risk of ICBC Credit Suisse Li Shuang Bond B Fund? Is it guaranteed?
Bond funds are less risky, but the risks and benefits are higher than those of money funds.
Opening the file of Li Shuang Bond Fund B of ICBC Credit Suisse Bank shows that it mainly invests in liquidity, fixed income and equity assets, of which 965,438+0% is invested in bonds, as shown in the following figure:
Because it invests in the primary and secondary stock markets, the risk in bond funds is slightly higher, but it is still lower than that in hybrid funds and stock funds.
The nature of bond funds is non-guaranteed floating income, which means that ICBC Credit Suisse Bank Li Shuang Bond B Fund is non-guaranteed and different from bank deposits.
Is the income of ICBC Credit Suisse Li Shuang Bond B Fund high? How to calculate the interest?
ICBC Credit Suisse Bank Li Shuang Bond Fund B 1 yuan started to purchase, and the income in the last year was 9.26%, and the income in the last three months was 2.74%, which is very high data; The annualized rate of return of Yu 'ebao 14 Monetary Fund is around 2.7%.
Buy on T day, and confirm the share on T+ 1 day, and you can see the income. Sell on t day, confirm the share on T+ 1 day, and receive the funds on T+2 day.
T-day refers to the trading day of the CSRC, with 15:00 as the boundary, T-day is around 15:00, and T+ 1 after 15:00. Weekends and legal holidays are not trading days.
Handling fee rate of ICBC Credit Suisse Li Shuang Bond B:
You don't need to pay the subscription fee when buying, but you need to pay the sales service fee when holding the fund.
If you hold ICBC Credit Suisse Li Shuang Bond Fund B within 7 days (inclusive), you need to pay a redemption fee of 1.5%; Redemption after 7 to 30 days (inclusive) requires a redemption fee of 0. 1%. There is no handling fee for redemption for more than 30 days.