Generally speaking, it is recommended to buy when the net value of the fund is low. At this time, the buying cost is relatively low, and the share of investors' positions will increase. If the follow-up fund has a rising market, there will be more room for profit. If you choose to buy when the net value of the fund is high, you will get less fund shares, which will not only lead to high cost, but also have less room for the fund to rise and profit later.
However, the lower the net value of the fund, the better. If the net value of the fund is too low, not only the income may be low, but also the investment risk will be increased. The low net value of the fund means that the profitability of the fund is relatively poor, and investors will get less income in the later period. The low net value of the fund may increase the investment risk, that is, the liquidation risk of the fund. When the net value of the fund is less than 0.3, it means that the quality of the fund is not high and it can be liquidated, and investors will suffer certain losses.
Of course, the net value of the fund is not the only criterion to judge the quality of the fund. Investors can also choose a better fund from the following aspects:
1, maximum withdrawal amount
The fund withdrawal rate refers to the degree to which the net value of the fund falls from the highest position to the lowest position within a period of time. Generally speaking, the smaller the maximum withdrawal of the fund, the more stable the fund and the smaller the fluctuation. On the contrary, the fund fluctuates greatly and is not stable enough.
2. Fund manager information
The fund manager's performance can reflect the fund manager's investment level and also affect the fund's later trend. Investors should try to choose fund managers with good historical performance and rich trading experience.
3. Investment objectives
The investment target affects the rise and fall of the fund's net value, that is, it can affect the investors' later income. Investors are advised to choose funds with rising investment targets, which have great potential for later development.
4. Time of fund establishment
The longer the fund is established, it can still exist after a series of fluctuations, indicating that the fund is relatively stable. The longer the fund is established, the lower the investment risk and the higher the rating.
5. The performance of the fund is poor.
If the performance difference of the fund is small, then the development of the fund is relatively stable and you can try to buy it.