Banks pay high fees for purchasing funds because there is a high discount or no discount on subscription fees. Without discount, the subscription fee of the fund is generally 1.5%, the transaction fee is 1.000 yuan, and the handling fee is 1.500 yuan.

At present, there are many fund trading platforms, such as Tian Tian Fund, Alipay, WeChat, Love Fund, Jingdong Finance, etc., and the subscription fees are all 10% off. Investors can compare the charging standards of various platforms and choose the platform with low handling fee for trading.