Bonds are securities issued by government, enterprises, banks and other institutions, which promise to repay the principal and interest within a certain period of time, and are mainly traded at the bank side. Bonds have a certain investment period and are mainly traded on the bank side.

Bond funds are issued by fund companies and refer to funds that specialize in investing in bonds. The income is determined by the bonds invested, and the fund has no fixed investment period and is traded on various fund sales platforms.