1, deposited in 300 yuan for one month. Save regularly, depending on how long you choose, one year, two years, etc.

2. Deposit in 300 yuan every month, and the fund will make a fixed investment for three years.

Compared with the two methods, the first one is capital preservation, which is obtained after three years: your input cost is 10800, plus interest, there is almost no risk; The second risk is higher, and there are three outcomes: loss, gain, loss or gain, depending on the type of fund you choose and the market situation.

So the key is to look at your risk tolerance and investment preference and see which way you want to save money. First of all, you should be mentally prepared and ask yourself: can I bear the loss? If you are a conservative investor and are afraid of risks, you should choose to save regularly.