When buying a fund, many people will pay more attention to the income of the fund, so can you earn 500 a day by buying a fund of 5000? Is it risky to buy a 5000 stock fund? Today, Bian Xiao has prepared something for you that you can earn 500 a day by buying 5000 funds for your reference.
Will the money come back when the fund is cancelled?
If the fund is cancelled, the money will be returned. If the fund is in a revocable state, the purchased fund share will not be confirmed, and the previously purchased amount will be returned, so the fund will not be bought. However, it should be noted that if investors find that the fund cannot be revoked and the share has been confirmed, then they cannot be revoked and can only redeem the fund. If the fund redemption time is short, the handling fee is relatively expensive.
Therefore, when buying a fund, you need to consider whether to cancel the fund. If the cancellation time is exceeded, it cannot be cancelled. In addition, before buying a fund, you can refer to the past income of the fund. Although the past income of the fund does not represent the future, it will still have a certain reference function.
Will the money be deducted after the fund is revoked?
After the cancellation of the fund, money will not be deducted, because the fund is not in the buying state, so there is no need to deduct any fees. You only need to be cautious when buying a fund, because the fund is risky, and if the fund market is not good, you may lose the principal.
Therefore, when buying a fund, you must learn more about fund management, so that you can understand the fund better and reduce the possibility of losses. Secondly, if investors regret buying a fund and redeem it in a short time, the handling fee is relatively high, so when buying a fund, they should understand the fund handling fee and fund rules.
Can you earn 500 a day by buying a fund of 5000?
If you want to buy a 5000 fund to earn 500 yuan one day, you can, but the increase of the fund on that day must be more than 10%. For example, suppose an investor buys an overseas QDII fund with a purchase amount of 5,000 yuan, and the fund's increase on that day is 10%, then the money you can earn is 5,00010% =
However, the above examples are all QDII funds with relatively high risks, but when they lose money, the risks are relatively high, and the risks and returns of the funds are relative. Everyone needs to be cautious when buying, but money funds and bond funds generally don't have such a big increase because they have never invested in the stock market. Although hybrid funds, index funds and stock funds have also invested in the stock market, they have scattered risks and benefits because they have invested in multiple stocks, and the benefits in one day.
Is it risky to buy a 5000 stock fund?
Buying 5000 stock funds is risky, because stock funds are funds that invest in stocks, but investing in multiple stocks at the time of investment disperses the risks to a certain extent, but the comprehensive risks are still relatively large.
For example, if an investor buys a 5,000-yuan fund and the stock fund falls by 7% that day, then the loss is 50,007% = 350 yuan, and the degree of loss is still relatively large.
The fund is held for seven days. Does Saturday and Sunday count?
The fund is held for seven days, counting on Saturday and Sunday. The holding days of the fund shall be counted from the date of confirmation of fund purchase to the day before confirmation of fund sale. However, it should be noted that if there are stocks in the investment direction of the fund, the income will not be calculated on Saturday and Sunday.
Because the stock market is closed on Saturday and Sunday, that is, it is closed, and because the investment direction of the fund is stocks, there will be no income if the stocks are not traded, and the fund is the same.
However, money funds and bond funds will make money on Saturday and Sunday. Because money funds and bond funds do not invest in the stock market, the income will be calculated every day. Just note that the fund is a risky investment and may lose money to the principal in a bad market.
How to calculate the handling fee when the fund is held for seven days?
Generally, it is more expensive to hold a fund for seven days. Assuming that the redemption fee for holding this fund for seven days is 1.5% and the subscription amount is 1 1,000 yuan, the handling fee is 1.5% = 15 yuan, which is relatively expensive. If you don't earn much income, it is possible.
You can look at the rules of the fund when you buy it. Generally speaking, the longer you hold a fund, the cheaper the fund's handling fee will be. Only when you buy a fund, you mainly earn the difference. If it is profitable, it is generally recommended to take profits and redeem the fund.
Generally, it is advisable to buy only 3~5.
If you buy too many funds, investors will be more distracted and don't have much time to see each fund. But if you only buy one, you will concentrate the risk too much. When buying funds, we should allocate them scientifically, try to choose a better matching fund portfolio and allocate the proportion.
The most important thing to buy a fund is to control risks, so you can combine two types of funds and combine risks and benefits when choosing. If you want a relatively stable risk return, you can consider the combination model of money fund and bond fund. Bond funds are relatively stable, and the income will not fluctuate too much. Those with low risk tolerance can buy more bond funds. If you want to pursue higher returns, you can consider the combination of bond fund+equity fund or mixed fund+equity fund. Equity funds follow the market performance, and the fluctuation range is relatively large. Those with high risk tolerance can be properly equipped with more.
Secondly, when buying funds, you should be careful not to buy too many funds in the same sector, because funds in the same sector may invest in the same direction, and there may be situations of rising and falling together. Therefore, it is good to buy 3~5 different types of funds or not in the same sector when buying funds.
How to calculate the fund's fixed investment income?
The calculation formula is: the income from fixed investment of the fund = (net fund value-average cost) × holding share, where average cost = total investment/total share, and fixed investment share = fixed investment amount/net fund value.
For example:
For example, Xiao Wang buys a fund of 10,000 yuan every month on 1 0, and makes a fixed investment for 2 months. The net value of the fund at the time of redemption is 1.5 yuan. The net fund value in the first month is 1 yuan, and the net fund value in the second month is 2 yuan. Then when the net value of the fund is 1.5 yuan, the income is (excluding the handling fee):
Holding share =1000/1+1000/2 =1500 yuan average cost =2000/ 1500= 1.3.
So the income = (1.5-1.3)1500 =1800 yuan.
Because the fixed investment of the fund is bought in bulk every time, and the net value of the fund is different every time, it is best for investors to calculate the income according to the average cost.
What is the fixed investment of the fund?
The fixed investment of the fund is to buy the fund in batches at a fixed time and a certain amount, mainly through the platform to confirm the purchase share and the fixed investment time each time to ensure that the deduction amount is sufficient. After time, the system will automatically deduct the investment.
The advantages of the fund's fixed investment are:
1, regardless of time
Fund fixed investment is a relatively long-term investment product, and investors do not need to pay attention to market prices when entering the market.
Step 2 spread the risk
The fixed investment of the fund is a batch investment, and the cost of each investment is different, high or low. For a long time, the cost has been well averaged, reducing and dispersing investment risks.
3. Convenient procedures
When making a fixed investment, investors only need to set the time and amount of the fixed investment for the first time, and then they will automatically deduct the investment at the specified time, as long as the deducted bank card has sufficient funds.