Some friends have never bought a fund and don’t know much about funds, so they want to learn more about funds and then manage their finances. So, do you lose money by buying a fund?

Will stock funds lose money if they fall?

We have prepared relevant content for your reference.

Will I lose money buying a foundation?

There is a possibility of losing your principal when buying a fund. Funds are risky investments. There are many types of funds, such as: currency funds, bond funds, hybrid funds, stock funds, index funds, QDII funds, etc.

Different funds represent different risks and returns.

If it is a currency fund or a pure debt fund, the possibility of loss is basically relatively small. Because these two types of funds do not invest in the stock market, the risk is relatively small, and the possibility of making money by holding it for a long time is relatively high.

, the possibility of losing money is relatively small, so it is suitable for conservative investors to buy.

Will stock funds lose money if they fall?

If a stock fund falls, it will only lose the principal. A stock fund is a fund that invests in stocks. If the fund's heavy holdings of stocks fall, the fund will also suffer losses. Therefore, when buying a fund, you should also pay attention to the fund's heavy holdings of stocks.

, some stock funds are not doing well, and there is a possibility of losing 20% ??to 40% in a year.

For example: if you have 10,000 yuan and the fund loses 30%, then you have lost 3,000 yuan. This shows the risk of stock funds. Therefore, you must be cautious when buying stock funds. If you do not have the ability to bear risks, don’t.

When purchasing high-risk fund types, consider low-risk fund types.