Besides, China People's Insurance Company. China People's Insurance Company is actually the abbreviation of China People's Insurance Group Co., Ltd., and the business scope of its subsidiaries involves property insurance, life insurance, reinsurance, asset management, financial technology and other fields. According to the latest data released by its subsidiary PICC Life Insurance, in the third quarter of 2022, the core solvency adequacy ratio of China PICC Life Insurance was 127.53%, and the comprehensive solvency adequacy ratio was 2 15. 1%, both of which were much higher than the standard line set by the CBRC. In terms of comprehensive risk rating, PICC Life Insurance was rated BB in the second quarter of 2022, which also met the standards of China Banking Regulatory Commission. In 2022, the odds of PICC Life's small claims were nearly 100%, and the claim rate was 99.87%. If you want to know about PICC China and its products, you can read this article: What is the strength of PICC China? How about this fairy product?
Let's talk about China Life. China Life Group has subsidiaries such as life insurance, property insurance, endowment insurance, asset management and e-commerce, and its business scope is also very wide. In the third quarter of 2022, the core solvency adequacy ratio of subsidiary China Life Insurance was 16 1.93%, and the comprehensive solvency adequacy ratio was 230.26%. Last quarter, the comprehensive risk rating was AAA. In 2022, China Life's life insurance claim odds were 99.65%. This article brings together China Life's most valuable insurance products: freshly baked! China Life ranked the top seven in terms of cost performance.
It can be seen that although there are slight differences in solvency between PICC China and China Life Insurance, in fact, such data are already excellent among mainland insurance companies, and the claims odds between them are similar. Finally, in fact, we don't have to worry too much about "which insurance company is better" After all, both the CBRC and the insurance protection fund can be incorporated in our mainland, so we don't have to worry about our insurance policies. You just need to pay more attention to the product situation when you insure and choose the one that suits you. So what should I pay attention to when I apply for insurance? Let's take a look at the insurance guide prepared by senior sister: what kind of insurance is good, how to buy it cost-effectively, and teach you to avoid these pits of insurance.
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