As we all know, China Merchants Bank's credit card points are the most difficult to accumulate. Generally, you can accumulate 65,438+0 points for every 20 Yuan You you spend. It is a long process to accumulate thousands of points. However, there are policies above and countermeasures below. As long as you play with your credit card, it is not impossible to accumulate points quickly. Here are some suggestions for you.
The first trick: be familiar with the credit card points rules of China Merchants Bank.
The so-called know yourself and know yourself can be invincible, and the accumulation of credit card points is also a truth. Only by mastering the integral rules can we accumulate integral quickly. China Merchants Bank credit card points rules are as follows:
1, the accumulated points of ordinary credit card consumption, and the accumulated points of single consumption per 20 yuan/USD 2 1.
2. Accumulate 1 points for each 20 yuan or USD 2 for car cards and city theme series gold cards, and give an extra 50% points (rounded points), that is, double points. Online express payment can also have double points.
The second measure: birthday monthly consumption can accumulate multiple points.
China Merchants Bank sometimes holds similar activities of 10 times points in the birthday month. You can concentrate some necessary expenses in the birthday month and earn multiple points quickly.
If there is no activity, but you have a YOUNG card, Sina Weibo credit card and GQ card, you can also accumulate double points for spending in your birthday month.
The third measure: combine cards and get a high proportion of exchange.
This is actually used in combination with the first move, that is, use the double-point card as a credit card and then use the platinum card as a redemption card.
China Merchants Bank Platinum Card can be exchanged for high mileage and hotel points, and the city card can accumulate multiple points, so the combined card can quickly get many points.
The fourth measure: participate in various integral activities.
For example, now China Merchants Bank's 10 yuan Storm activities, as well as billing installments, can also send points.
Secondly, China Merchants Bank Credit Card has also formulated some credit cards for YOUNG people's consumption, such as Young, Weibo, GQ and City cards. The first withdrawal of cash every month is free, and points can be earned. Each 20 yuan is = 1 points.
How to earn points with China Bank Credit Card?
China Bank Credit Card Points Calculation Rules:
1, BOC Credit Card, Great Wall Credit Card, Puka, Gold Card and Titanium Card can accumulate "BOC Points 365" bank card consumption points 1 minute for every consumption of RMB (except BOC Credit Card of Air China Zhiyin).
2. For credit cards with platinum level and above in China (excluding Hong Kong, Macao and Taiwan), for every RMB 65,438 spent in 0 yuan, the accumulated "BOC points 365"1points, and for every RMB 65,438 spent in other countries and regions, the accumulated "BOC points 365" 2 points. Among them, Great Wall American Express Private Bank Credit Card spent every 1 yuan in China and other countries and regions, and accumulated 2 points of "BOC points 365".
3. For all credit cards (such as airline co-branded cards) with automatic point redemption function, their bank card consumption points (unless otherwise specified) will be automatically converted into products or services (such as air miles). ) the corresponding cooperative institutions, the redemption ratio shall be subject to the joint card rules; Its marketing points will not be automatically redeemed, but cardholders can voluntarily redeem them through the points redemption channel of China Bank, and the redemption rules shall be subject to the publicity of the points redemption channel.
4. For credit cards in USD currency, the product consumption of ordinary cards, gold cards and titanium cards is 1 USD, with a total of 7 "BOC points 365" bank card consumption points, and the consumption of credit cards with platinum level or above is 1 USD, with a total of 14 "BOC points 365" bank card consumption points.
5. For credit cards in yen currency, the consumption of ordinary cards, gold cards and titanium cards is 14 yen, and the accumulated "BOC points 365" bank card consumption points 1 minute, and the consumption of credit cards above platinum level is 14 yen, and the accumulated "BOC points 365" bank card consumption points are 2 points.
6. For credit cards in euro currency, the product consumption of ordinary cards, gold cards and titanium cards 1 euro accumulates 7 points of "BOC points 365" bank card consumption points, and the consumption of platinum credit cards and above 1 euro accumulates 14 points of "BOC points 365" bank card consumption points.
7. GBP credit card, product consumption of ordinary card, gold card and titanium card 1, accumulated "BOC points 365" bank card consumption points 1, credit card consumption above platinum level1,accumulated "BOC points 365" bank card consumption points 20.
8. Australian dollar credit card, ordinary card, gold card and titanium card product consumption 1, accumulated 5 points of "BOC 365" bank card consumption points, credit card consumption above platinum level 1, accumulated 10 points of "BOC 365" bank card consumption points.
9. For credit cards in Hong Kong dollars, ordinary cards, gold cards and titanium cards cost 1 Hong Kong dollars, and accumulated "BOC points 365" bank card consumption points 1 Hong Kong dollars, and platinum-level or above credit cards cost 2 Hong Kong dollars.
10. If you spend $3 with the Great Wall Enterprise Business Card, you will accumulate "BOC points 365" bank card consumption points 1 minute.
1 1. Credit limit for consumer transactions during the billing period: credit with a credit line of more than 5,000 yuan will be capped at 300% of the credit line, that is, domestic consumer transactions that have accumulated more than 300% of the credit line during the billing period will not accumulate "BOC Points 365" credit card consumption points; For cards with a limit of less than or equal to 5,000 yuan or zero, during the billing period, the accumulated "BOC points 365" credit card consumption points reached 1.5 million.
12. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to signing disputes or other reasons, Bank of China will deduct the accumulated "BOC Points 365" bank card consumption points at that time.
Tips: the specific points accumulation rules of each credit card shall be subject to the publicity of product rights and interests; If the credit card spending is less than 1 yuan, the "BOC points 365" bank card spending points will not be accumulated.
The above contents are for your reference. Please refer to the actual business regulations.
How to quickly accumulate credit card points? 5 tips to make your score fly.
Credit card consumption can accumulate points, which can be exchanged for shopping mall gifts, credit card payment, air miles, platinum card annual fees and so on. Credit points are widely used, but they are not easy to accumulate. Here, I'll teach you five tips to quickly accumulate points and make your points fly ~ ~
1, more credit cards in birthday month.
Although different banks have different points policies, they all give cardholders multiple points within one birthday month, and cardholders can enjoy multiple points accumulation by swiping their cards in the birthday month.
For example, China Merchants Bank's YOUNG Card, GQ Co-branded Card, Sina Weibo Daren Credit Card and ONEPIEC Navigation King Fan Card can earn 2 times points by swiping the card in the birthday month.
Industrial Bank's birthday is 2 times, and the standard platinum card is 4 times.
2. Participate in giving away bank points.
Many banks have preferential activities to give away points. Participate in activities, and you can get corresponding points if you meet the conditions.
For example, China Merchants Bank has an activity of sending credit card bills in installments every month, which can at least give 1000 credit card points.
Every holiday, Industrial Bank will also have corresponding points giving activities, such as giving 25 times points for Christmas consumption and so on.
3, many people credit card points together
It is also a truth that "one person does not vigorously collect firewood, and everyone collects firewood with high flame". One person accumulates credit card points much less quickly than several people put together.
Therefore, if you want to accumulate points quickly, you can apply for one or several supplementary cards for your family. Because all the points of the secondary card are merged into the account of the main card holder, and the whole family swipes the card together, the speed of accumulation of points is naturally leveraged.
4. Buy your bill and accumulate my points.
In addition to accumulating points by swiping your own card, you can also help your friends pay for cash and points.
For example, if you are shopping with a friend in the mall, and his friend likes a dress and wants to pay in cash, you can discuss with him, and you can help him swipe his credit card to settle the bill, and then he will give you the cash.
As long as you brush a pos machine that consumes points, you can earn points in this way.
What are the credit card points accumulation skills of Agricultural Bank of China?
1. Most merchants with points spend money, such as hotels, shopping malls and supermarkets. Note that the consumption types that do not count as points are wholesale, public welfare, charity, schools, medical institutions, real estate, children's education and so on.
2. Generally, you can get double points for spending in the month of your birthday, and cardholders can swipe their credit cards more this month.
3. Mobile phone download ABC mobile banking, pay more attention to credit card activities, and sometimes get more points.