At the current inflation level, the National Bureau of Statistics is about 5-6%, so according to this figure, it is still profitable.

Mainly: whether the statistics published by the state are consistent with the actual inflation level; According to the actual feeling, the actual inflation should be above 10%.

Also, the current one-year interest rate on bank deposits is 3.5%, and it is expected to reach 4% by the end of the year. Bank wealth management products are higher.

Stocks and funds are both negative returns, and bonds are better.

To sum up, this income is actually not high, but now there are fewer high-yield investment channels.

At present, the interest of private lending is mostly around 12%-20%. You can also refer to it.