If the net value falls to buy a fund, you need to consult relevant information to answer. According to years of learning experience, answering the question of buying a fund with a falling net worth can get twice the result with half the effort. Here is to share the experience of the decline in the net value of buying funds for your reference.
The net value fell and bought the fund.
The net value of the fund will fluctuate according to the market conditions, and it may fall or rise. If the net value of the purchased fund falls, investors may have to bear certain economic losses. However, fund investment is risky, and the decline in net value does not necessarily mean investment failure.
The following are some suggestions to deal with the decline in the fund's net value:
1. Understand the investment strategy and risks of the fund. Before investing, it is very important to understand the investment strategy and risks of the fund. This can help investors better understand the performance of the fund and make more informed investment decisions.
2. Don't blindly follow the trend. Investors should choose appropriate funds according to their risk tolerance and investment objectives. Don't blindly follow the trend, and don't pursue high returns and ignore risks.
3. Long-term holding. Fund is a long-term investment tool. Investors should choose suitable funds according to their investment objectives and risk tolerance, and hold them for a long time. In the short term, the net value of the fund may fluctuate, but in the long term, the performance of the fund is usually relatively stable.
4. Adjust the investment portfolio in time. Investors can adjust their investment portfolio in time according to market conditions and their investment objectives, so as to reduce risks or increase returns. However, investors should be careful not to make excessive adjustments to avoid unnecessary losses.
In short, investors should make reasonable decisions according to their own conditions and do a good job in risk management when investing in funds.
Fixed Investment and Subscription of China Industrial and Commercial Bank Fund
The operation process of China Industrial and Commercial Bank's fund subscription is as follows:
Fund fixed investment:
1. Log in to ICBC Mobile Banking.
2. Go to the home page and click "Favorites".
3. In the favorites, find the fund section and click "Fixed Investment".
4. Select the corresponding fund, set the fixed investment and time, and click Next.
5. After confirming that the investment information is correct, click "Confirm".
6. After the fixed investment setting is completed, the fixed investment business can be completed.
Fund purchase:
1. Log in to ICBC Mobile Banking.
2. Go to the homepage and click "Fortune".
3. In wealth, find the "fund".
4. Select the fund you want, and then click "Buy".
5. Confirm the purchase information and password, and click "OK".
6. After completion, you can successfully purchase the fund.
It should be noted that relevant agreements and risk warnings need to be carefully read during the fixed investment and subscription operation of ICBC Fund. At the same time, investors should choose appropriate fund products according to their own risk tolerance and investment purpose.
Time point of fund purchase
The skills of choosing the time point of fund purchase are as follows:
1. Avoid the fundraising period: During the fundraising period, investors often need to pay a certain subscription fee. Therefore, when determining the subscription time, we should make use of the preferential rate policy as much as possible and buy as soon as possible.
2. Buying funds in a bear market or economic downturn: When the market falls, the higher the index, the lower the relative cost, and you can appropriately increase the buying efforts.
3. Choose fixed investment: fixed investment can effectively reduce costs, especially when the market fluctuates greatly, and regular buying may reduce costs.
4. Buy after the fund manager adjusts the position: If the fund manager has a stable pace of opening positions, then buying after adjusting the position is a good choice.
5. Know your risk tolerance: fund investment is actually the same as buying any wealth management product. Investors need to know their risk tolerance and choose appropriate fund products according to their own situation.
Please note that the above are only reference opinions, and the specific investment needs to be carefully weighed.
How long will the fund buy?
There is no clear answer to the time of fund purchase. Because the buying time of the fund depends on the individual's investment objectives and risk tolerance, as well as the market environment.
1. For some long-term funds, such as index funds and ETF funds, it is suitable to buy and hold when the market trend is obvious and sell when the market trend is clear. This strategy is suitable for investors with low risk tolerance.
2. For some short-term funds, such as money funds and bond funds, it is suitable to buy and hold when the market trend is clear, and sell when the market trend is clear. This strategy is suitable for investors with high risk tolerance.
3. For some medium-term funds, such as hybrid funds and equity funds, it is suitable to buy and hold when the market trend is uncertain and sell when the market trend is clear. This strategy is suitable for investors with average risk tolerance.
In short, investors need to choose the right buying opportunity according to their investment objectives and risk tolerance. At the same time, we need to pay attention to the changes in the market environment and adjust the investment strategy in time.
Fund purchase method
There are several ways to buy funds:
1. Choose a good fund: buying a fund means buying a fund manager. To buy a good fund, first of all, the fund manager should be excellent, and choose a fund with continuous excellent and stable performance, stable fund manager and no drift in style.
2. Balanced buying: to buy a fund, you should be prepared to buy it for a week or a day. Don't want to buy more and buy less, buy in a balanced way, and you will earn when you buy.
3. Long-term holding: if you buy a fund, you will hold it for a long time. Don't buy and sell frequently, let alone chase up and down. Only if you hold it for a long time will you get more benefits.
The net value has fallen, and the introduction of buying funds is here.