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What's the use of Jingdong Small Treasury? Can I save money?
Jingdong Small Treasury is an asset appreciation service created by Jingdong Finance for individual users. Transferring to the Jingdong vault means buying money fund wealth management products of fund companies, which can generate income. The funds in the small vault of Jingdong can be transferred out at any time, and can also be used to buy wealth management products in Jingdong Finance, return IOUs or spend in JD.COM Mall.

The money transferred to the small vault of Jingdong is equivalent to buying a money fund, and the risk of the money fund is very low. From the historical data, the risk of stable income is very small, but there is still the possibility of loss in theory, so please invest carefully.

Extended information What is Jingdong Small Treasury?

Definition of small treasury

Jingdong Small Treasury is an asset appreciation service created by Jingdong Finance for individual users. Transferring to Jingdong Small Treasury means buying money fund wealth management products of fund companies.

The use of small coffers

The funds in the small vault of Jingdong can be transferred out at any time or used to purchase financial products of Jingdong Finance, such as JD.COM Mall consumption, IOUs repayment, credit card repayment, telephone recharge, living payment, and can also receive claims for mall transportation insurance, automatic transfer of mall balance, after-sales refund, etc.

References:

Jingdong Finance official website What is Jingdong Small Treasury?