When investing in funds, many investors don't know much about funds, so they will be confused. For example, how do investment funds make money? 1000 yuan How much does the fund earn a day? What are the calculation methods of fund profit brought by the following small series? I hope you like it.
What are the calculation methods of fund profits?
Growth rate of unit net value: evaluate the profitability of the fund by calculating the change of unit net value of the fund. The growth rate of unit net value can be calculated according to the following formula:
Growth rate of unit net value = (current unit net value-historical unit net value)/historical unit net value.
Return on investment: Calculate the return on investment considering dividends and changes in the net value of fund units. The return on investment can be calculated according to the following formula:
Return on investment = (current net unit value+dividend amount-initial net unit value)/initial net unit value
Analysis of financial statements: the fund company will publish financial statements regularly, and investors can calculate the profitability of the fund according to the information such as income, expenditure, assets and liabilities in the statements.
How important are fund operation skills?
Asset allocation and position control: Fund managers can reduce risks and improve returns through reasonable asset allocation and optimized position control. This requires accurate judgment and operation according to market conditions and fund risk-return characteristics.
Stock selection and timing strategy: the fund manager's stock selection and timing strategy is very important to the fund's performance. Excellent fund managers choose potential and valuable stocks through in-depth research and analysis, and conduct trading operations at an appropriate time.
Risk control and dynamic adjustment: fund managers need to control the risk of portfolio and adjust investment strategies according to market changes. Flexible risk management and timely dynamic adjustment are helpful to ensure the profitability of the fund.
Professional knowledge and experience: the professional knowledge and experience of fund managers play a decisive role in the profitability of funds. They need to have a deep understanding of the market and industry, master investment skills and analysis methods, and accumulate experience in practice.
How do investment funds make money?
Investment funds mainly make money by earning the difference. For example, if the current fund net value is greater than the subscription net value, you will make money; if the fund net value is less than the subscription net value on that day, you will lose money.
You can remember this formula: fund income = (the current net value of the fund-the net value when buying the fund) _ fund share, and then you can figure out whether you are making money or losing money.
1000 yuan How much does the fund earn a day?
How much a fund earns per day 1000 mainly depends on the fund's rate of return, because different types of funds will have different risks and returns. The money fund with the least risk is the money fund. If you buy 1000, the daily income is very small, only a few cents, because the risk of the money fund itself is relatively small, and then if you buy less, there will be income.
The risk and income of pure debt funds are a little bigger than that of money funds, so buying 1000 will only earn a few dollars a day, and the income is not much, but it should be noted that this income is not fixed, and it will lose money when the market is poor.
In addition, there are relatively high-risk equity funds, index funds and hybrid funds. When the market is good, the income earned is relatively high, and when the market is bad, the principal will be lost.
Let's give a simple example: suppose you buy a stock fund, and the subscription amount is 1 1,000 yuan, and the market of the fund is relatively good, rising by 4% that day, then the money you can earn in one day is 1 1,000 _ 4% = 40 yuan. Relatively speaking, if the fund falls by 4%, it is a loss of 40 yuan.
If the increase is different, the result will be different. Assuming that the price rises by 2% that day, the money you can earn in one day is 1000_2%=20 yuan. Relatively speaking, the fund fell by 2%, which was due to 20 yuan. So the risk and return of the fund are relative. When managing money, everyone should pay attention to the risks of the fund and how much money the fund can earn in a day.
What are the skills to cover the position after the stock falls?
First, the stock market is in a bear market stage, and individual stock prices are undervalued. When investors can analyze that the listed company's share price is undervalued and the company's future prospects are good, of course, they can buy more. This kind of stock rationally thinks about the reasons for the decline after the plunge, and if it does not affect the company's fundamentals, it can implement the strategy of covering positions.
Second, the best position to cover the position must wait for the stock to bottom out. Any stock will have an obvious shape when it reaches the bottom, such as the appearance of signals such as bottom deviation, arc bottom, V-shaped bottom and family size. Wait patiently for what you should do before these signals appear. Tips: The stock market is risky, so be cautious when entering the market!