is it safe to save money in JD.COM? The deposit treasure is purchased from 1 yuan, and the purchase rate is (Class C funds do not charge the fund subscription fee, which is one more sales service fee than Class A funds), and they are sold without redemption fee after holding for 3 days. Investors buying the deposit treasure is equivalent to buying Penghua Hongtai Hybrid C Fund (1775). According to the third quarterly report of 218, 8% of the fund's assets are invested in interbank deposit certificates. Interbank certificates of deposit are bank deposit certificates. With bank credit endorsement, the risk is very low. Since its establishment in September 218, the deposit treasure has risen as of December 3, 218). It should be noted that the deposit treasure is a fund product, and the principal and expected income fluctuate with the investment operation, which may fluctuate in the short term and have certain loss risk. Penghua Hongtai hybrid fund has the highest leverage, which "raises" the expected income and increases the risk. What does fund leverage mean? For example, the fund holds 1 yuan's assets, including 8 yuan's bonds and 8 yuan's bonds as collateral, so it can borrow 4 yuan to buy bonds, so that the fund can buy 12 yuan's bonds and other 2 yuan's assets, which is 14 yuan, that is, double leverage. The risk of Penghua Hongtai Mixed C Fund is relatively high. The stage is a bear market in the stock market. Fund managers hold a large proportion of bonds and fixed-income assets, and the proportion of stocks is less than 1%. However, hybrid funds can adjust the investment ratio of stocks and bonds at any time. If the fund manager thinks that the stock market is improving and turns to increase the investment ratio of the stock market, the risk of saving money will definitely increase greatly. Well, that's enough about JD.COM's saving money treasure, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.