There may be a difference in interest rates between the term of 6 months and above and the term of 1 year and above (ranging from March to June or above), but there is basically no difference between 7 days and 14 days. What can a loan corporation do in such a short time? (Moreover, the amount and time of acquisition are almost unstable and risky. In order to attract customers' experience, some online finance companies have launched these experience services, so they don't expect to make money from users in 7 days and 14 days (the nominal interest rate given by these experience services is only a fraction, and the cost of acquiring users is low), so sometimes the interest rate of a company 14 days is lower than that of 7 days (. Think about 100 yuan to give you a few cents for seven days, which can promote the annualized interest rate of XX% for seven days. It looks really good.