Some people may mistakenly think that the credit blacklist is a dishonest person. In fact, there is still a big gap between the two. Here, the kitten first introduces what the blacklist means.

In fact, the blacklist of credit information refers to borrowers whose loans are overdue for many times and for a long time. If it exceeds the prescribed overdue times, our credit report will turn black and be defined by the banking system as the black account of the central bank's credit investigation.

Generally, the continuous overdue time exceeds 90 days, and the cumulative overdue times reach more than 6 times. If the overdue times exceed this limit, most banks will blacklist you and we will not be able to apply for any bank loans.

The consequences of dishonesty are much more serious than the blacklist of credit information. The untrustworthy generally refers to overdue and being sued by the loan platform. If the court decides that you pay back the money, you will be classified as a faithless person, and all high-consumption behaviors, high-speed rail travel or air travel will be restricted until the debt is paid off.