First of all, the requirements for financial strength are different. On the threshold of entry, the one-time investment in real estate in the early stage is significantly higher than that in fund investment. Take a newly opened building as an example. The starting price of the property is 9,500 yuan/square meter, and the total price of an 80-square-meter house is 760,000, with a down payment of152,000. The entry threshold of funds is much lower than that of real estate. For example, for a growth hybrid fund currently being issued, the lower limit of a single subscription amount is only 100 yuan. Therefore, investors with strong financial strength can choose real estate, and investors with small amount of funds choose fixed investment as their first choice.

The investment period of the fund is flexible.

Second, look at the investment period. There are also some differences between real estate investment and fund investment in the flexibility of investment period. Under normal circumstances, investors usually invest in real estate in the form of "combination of rent and loan and timely sale", and the investment cycle may be as long as several years, so it is more suitable for investors who will not use funds for a long time. Fund investment is more flexible in the investment period. Different types of funds can meet the needs of investors for short-term and long-term funds, such as the security and liquidity of money market funds for short-term funds and the appreciation of stock funds for long-term funds. Therefore, investors can choose according to their own funding arrangements.

Let's look at hedging. The risks of investing in real estate and funds are different. The obvious point is liquidity risk. Once the property is purchased, it is not easy to realize it. Therefore, real estate investors should not demand too much liquidity. The fund does not have this problem. Investors can purchase and redeem funds at any time according to their own judgment. They can choose long-term investment or short-term operation without strict time limit. In addition, the types and methods of transactions that fund investment can choose are also diverse, and most of them are tailored for ordinary investors. For example, at present, the fixed investment of the fund is one kind, which has the characteristics of low starting point, many a mickle makes a mickle, scattered risks and so on, and the operation procedure is very simple.