Bond funds have higher returns?
bond funds are pure bond funds and mixed bond funds, which are divided into first-class bond funds and second-class bond funds. There are differences between these two bond funds. So should bond funds buy first-class or second-class ones? The following small series brings higher returns to bond funds. Let's take a look at it together, hoping to bring reference.
1. Should bond funds buy first-class or second-class bonds?
the investment targets and scope of tier-one bond funds and tier-two bond funds are different, so the investment risks are different, and the suitable types of investors are also different.
Tier 1 bond funds can invest in bonds and new shares in the primary market on the basis of investing in fixed-income financial products, but they do not participate in stock trading in the secondary market; Position allocation is a combination of high expected return bonds to play new shares. On the basis of investing in fixed-income financial products, secondary bond funds can not only participate in the trading of stocks in the secondary market, but also participate in the investment of new shares in the primary market; The allocation of positions is high expected return bonds, new shares and selected stocks. The asset allocation of secondary bond funds has one more stock option than that of primary bond funds.
In other words, the investment targets of Tier 1 bond funds are mainly fixed-income financial products, and at most, they will invest in some new shares issued in the issuance market. Generally speaking, the risk level is moderately low and relatively controllable; The investment targets of secondary bond funds are more abundant. On the basis of the investment of primary bond funds, they can also directly participate in the stock trading in the secondary market, so that the income ceiling of secondary bond funds increases and the risk level is also raised.
to sum up, it is better for conservative investors who pursue a safe return to buy a first-class bond fund and get a more safe return. Investors with moderate risk preference who want to pursue higher investment returns are better off buying secondary bond funds and can get higher returns.
which is the higher income of secondary, primary and secondary bond funds?
judging from the investment scope of bond funds, the income of secondary bond funds will be higher. Because the primary bond fund mainly invests in pure bonds and new shares in the primary market, the income mainly comes from bond interest and the spread of new shares. In addition to pure bonds and new shares, secondary bond funds have no more than 2% positions that can be invested in the secondary market to directly buy and sell stocks. That is to say, secondary bond funds can allocate individual stocks in their assets, and the upper limit of their income is increased compared with that of primary bond funds.
because some secondary bond funds invest in the stock market, their risks are higher than those of primary bond funds. Besides the risks from the stock market, hybrid bond funds may also face the risks of changes in market interest rates, credit risks caused by bond issuers' default, market inflation risks and so on. Therefore, investors can't blindly pursue investment returns and ignore the risks of products. Before buying hybrid bond funds, investors must carefully choose and invest rationally according to their own risk tolerance. At the same time, we should also learn to take profit and stop loss and maintain a stable investment mentality.
catching stocks with continuous daily limit
In the mid-line stock picking skills, if you want to make a medium-long layout, it depends on the current market situation. You can refer to the annual line (25 antennas) and semi-annual line (12 antennas) of the market index. If the trend is above the annual line and semi-annual line, it means that it is not a bear market at present. In the face of national policies, in the case of a comprehensive decline in the stock market, investors should not be lucky enough to grab a rebound or choose to buy people, but should take advantage of the trend to wait and see for clearance. If the stock market rises sharply, it is necessary to take advantage of the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical indicators, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices far higher than their intrinsic values.
as for how to catch stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it will be. Among the key conditions of daily limit, the opening price is between 2 and 3 points higher, and the opening price is no more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, and it is best not to form a gap.