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How to redeem the one-year fund of Bank of Communications enjoying a sound pension?
You can redeem it at maturity.

Open-end funds have not expired. If it is a closed-end fund purchased, it will enter the open period after maturity, and investors can redeem it during the open period. Some funds may be liquidated when they expire. If it is not redeemed in time, the fund will liquidate the principal and income together to the investor's fund account after liquidation.