First: fund products. The target of fund investment is different, and the income brought by the later period is also different. For example, Xingquan Convertible Bond Fund can invest in stocks, with a maximum position of 30%, which may make the income higher or expand the loss, so the volatility is slightly higher; However, the proposed E Fund's dual debt enhancement fund clearly stipulates that it is forbidden to buy stocks from the secondary market, and the proportion of equity assets is not higher than 20% of the fund assets, so the rate of return may not be as good as the former, but the risk and volatility are also reduced.

Second: whether to protect the capital. At present, most convertible bond funds in the market are not committed to capital preservation, and Xingquan Capital Preservation Fund is unique.

Third: fund managers. Good timing and stock selection ability of fund managers is an important guarantee for performance. For example, Yang Yun Xingquan Convertible Bond Fund performed well in bull and bear markets and won the title of "Golden Bull Fund" three times. According to the data of Galaxy Securities, as of July 20 1 1 and 15, the cumulative rate of return of the fund has reached 340.7 1% since its establishment, ranking first among similar comparable funds. Fourth: the strength of the fund company. As the saying goes, a powerful asset management institution is undoubtedly more worthy of investors' trust. For example, Xingye Global Fund, the earliest convertible bond fund, has won the title of "Top Ten Jinniu Fund Companies" for four consecutive years, which deserves priority. Fifth: the timing of intervention. The lower the level of intervention, the better. If it is not clear, it is best to take a fixed investment. Sixth: subscription channels. There are generally three channels for fund subscription, namely, direct sales by fund companies, agency sales by bank outlets and counter sales by securities companies. Different subscription channels are suitable for different needs. Generally speaking, website direct selling is the cheapest, with a minimum of 0.6%. Seventh: the size of the fund. The total market of convertible bonds is not large. In the past, it hovered below 654.38+00 billion for a long time, and only jumped to100 billion in the last year or two. Therefore, funds that are too large are "too big to turn around". Fortunately, the current fund size is about 654.38+0 billion, which is relatively moderate. Eighth: Past performance. Performance is not everything, but funds without historical performance are relatively uncertain. It is best to look at the past performance of fund managers and fund companies before investing, and you can probably know how their new funds are running.