Buy a fund with a net value of 2.1:10000/1.2 = 4761,which is your share (excluding the handling fee).
If the growth rate of both funds is 20% after one year, then the income you get is 4000 yuan, that is, 10000*20%=2000 yuan.
The amount of fund dividends basically depends on the net value of the fund.
Fund income is mainly composed of interest, dividends, securities bid-ask spreads, etc. This part of income is usually called realized income. If the invested securities are not sold, then no matter what the market price of the securities is, they can only be recorded as floating gains and losses. Dividends of securities investment funds are based on realized income.
Article 35 of the Measures for the Operation and Management of Securities Investment Funds stipulates that "the income distribution of closed-end funds shall not be less than once a year, and the annual income distribution ratio of closed-end funds shall not be less than 90% of the realized income of the fund.
"The fund contract of an open-end fund shall stipulate the maximum number and minimum proportion of fund income distribution each year."
In practice, at present, securities investment funds basically divide the realized income on the dividend base date.
Thus, a relatively high fund net worth is a necessary condition for high dividends, and if a fund is in a high net worth state, it shows that it has quite a lot of floating income.