1. Diversified investment: invest assets in different fields, industries, regions or companies to reduce investment risks. By investing in different types of assets, we can balance the regular economic cycle and avoid heavy losses caused by the decline of a certain market or product.

2. Asset allocation: allocate funds to different assets to obtain better risk-adjusted returns. For example, investing most of the funds in low-risk fixed-income assets such as bonds can reduce the fluctuation risk of the entire portfolio, but it will also reduce the potential income. However, if the capital is invested in stocks with high market volatility, its potential rate of return will be higher, but it will also face a higher level of risk.

3. Time allocation: optimize the rate of return by systematically adjusting the duration and trading time of assets held. For example, in the cycle when the stock market is expected to fall, the investment risk can be reduced by selling stocks and switching to the bond market. Similarly, in some periods when the economic cycle is expected to grow, investment funds can be increased in the stock market and other risky assets.

4. Stock selection and key investment: search for high-quality companies and industries according to business model, quality, PE ratio, price-to-book ratio and other factors, and invest more money in these areas to bring higher returns. While paying attention to investment, we should also do a good job in risk control to avoid excessive concentration of investment in high-risk businesses or enterprises.

5. Mixed investment: adopt a variety of investment strategies and mix more noteworthy asset classes to achieve an optimized risk-return level. For example, you can use a small amount of money to plan options to buy stocks, so as to get returns attached to stock market fluctuations.

6. Supervision and regular supervision: do more inventory, evaluate the asset portfolio and income status, and reaffirm the investment strategy according to the market situation and economic situation to ensure that the investment portfolio always meets the investment objectives.