How about Huaan Fund Micro Qian Bao? The micro-Qian Bao account will be deposited at 1 point, and the corresponding fund product is Huaan Huicaitong Monetary Fund, and its expected income will be settled on a daily basis, and it will also have expected income on holidays. The micro-wallet account uses the real-time cash withdrawal function to withdraw cash, and the cash withdrawal funds are immediately drawn, with a daily limit of 1,. Use ordinary cash withdrawal, and the funds will arrive on the second trading day.
1. Is Qian Bao safe for Huaan Fund? The essence of micro-Qian Bao is money fund, and it doesn't invest in equity assets such as stocks at all, so its risk level is not high. Buying Micro-Qian Bao means buying Huaan Huicaitong Monetary Fund. The Monetary Fund mainly invests in financial instruments with good liquidity recognized by the CSRC and the central bank, such as cash, call deposits, bank time deposits and certificates of deposit, central bank bills, short-term financing bonds and bond repurchase, etc. These are all investment products with stable expected returns, so the risk of micro-Qian Bao is very low, and stable expected returns can be obtained.
2. Is the expected return of Huaan Fund Micro Qian Bao high? According to the data, the 7-day annualized expected return data of Huaan Huicaitong Monetary Fund is that this expected return level can only be considered as medium in similar funds, and its performance is relatively average. In the past year, the fund's cumulative return ranked 26/646 among similar funds, which belongs to the upper middle level.
conclusion: the security of Hua' an fund micro-Qian Bao is no problem, and the expected income is average, but it supports quick withdrawal and has good flexibility. On the whole, it is a good current wealth management product.