Small and micro financial management is generally a kind of financial management with little capital, so when managing money, only some financial management with low threshold can be considered, and financial management with too high threshold, such as stock trading and futures, is not suitable. So what are the ways of small and micro financial management? What platform is good? I have prepared relevant contents for everyone. Interested friends come and have a look!

What are the ways of microfinance?

Fund: The threshold of fund financing is not high. For example, some money funds can be purchased with RMB yuan, but for stock funds, hybrid funds and index funds, most of them are purchased with Alipay 10 yuan, but the threshold is relatively low on the whole. Investors can choose the fund type according to their own actual situation when they are engaged in microfinance.

What platform is good for microfinance?

1, Alipay

Alipay is a relatively powerful software. The thresholds of fund management, balance treasure, living money management and lazy money management in Alipay are relatively low, which are all suitable for small and micro financial management. When investors look at it, they can start from their own affordability and choose the one that suits them.

2. Banking applications

At present, basically all banks will have corresponding bank APP financing. According to the risk level, bank wealth management products can generally be divided into five types: cautious products (R 1), stable products (R2), balanced products (R3), aggressive products (R4) and radical products (R5). An increase in numbers represents an increase in risk.

Investors can find some low-risk products, such as robust products (R 1) and robust products (R2), and then find low-threshold financial management to buy.