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Is the payment from the medical insurance fund free or is it deducted from the medical insurance card?

Deducted from medical insurance account.

Medical insurance payment is deducted from the money in the medical insurance account, the self-pay part is the money from the personal account of the medical insurance card, and the reimbursed part is the money from the medical insurance pooling account. Medical insurance accounts are divided into pooling accounts and individual accounts. The pooling account is a collective account. Everyone

They are all together, personal accounts are private, and everyone’s accounts are different.

After paying for medical insurance every month, the part paid by the company goes into the general account, and the money paid by the individual goes into the personal account. The money in the general account cannot be withdrawn. Those who meet the reimbursement conditions can apply for direct reimbursement. The money in the personal account can be withdrawn if it meets the conditions.

Withdrawal can be used to pay for out-of-pocket medical expenses, or to buy medicine or medical treatment for family members, but it cannot be reimbursed to family members.

The overall account in the medical insurance is mainly used to pay the medical expenses, surgical expenses, nursing expenses, basic examination expenses, etc. incurred by the insured employees.

The medical insurance co-ordination fund shall be stored in a special manner and shall be used exclusively for special purposes and shall not be misappropriated by any unit or individual.