Shanghai, 26 years old, took 7500 yuan, and spent more than 2000 yuan a month without paying rent. I hope to save more than 350 thousand in four years. How to manage money and invest?

1. Fixed part of the funds to buy treasury bonds and wealth management products every year;

2. Fixed-proportion fund time deposits;

3, the proportion of funds to buy stocks every year, and now the market is basically at a low level;

4. If you have relatives or classmates doing business, you can lend them out at a certain interest rate, or join them in a joint venture;

Your salary will go up again, and the specific distribution ratio is up to you. For ordinary office workers, these are basically classified.