1. After being risk-controlled, you can first call the official customer service of the financial institution to inquire about the specific reasons why Fenqile was risk-controlled, and then take corresponding solutions.

If the system automatically captures account abnormalities or is subject to illegal attacks, users only need to communicate with the bank to release the risk control.

Under normal circumstances, if a borrower's loan is overdue in Fenqile, he will naturally be subject to risk control.

2. At the same time, if the borrower frequently changes the delivery address or mobile phone number, Fenqile may consider his living status to be unstable and his repayment ability to be worrying, which may also lead to risk control.

After the user finds the reason why Fenqile is subject to risk control, he or she can lift the relevant risk control in accordance with the standards of the financial institution.

3. Users can cultivate their personal qualifications, improve their personal repayment ability, and maintain personal real-name authentication for a period of time to relieve risk control.

If you want to lift the risk control of Fenqile, you must first understand the reason for the risk control, and then the user needs to lift it according to the actual situation.

If it is caused by overdue circumstances, users need to pay back in time.

If it is caused by frequent changes in personal information, users need to deal with it in a timely manner.

: Fenqi Le 1. Fenqi Le is a high-quality installment shopping mall under Lexin. It was established in October 2013. It is the pioneer of the installment shopping e-commerce model in China and has always adhered to the brand concept of "enjoying the degree and seeing better".

Fenqile Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L'Oreal, Philips, etc., and has become the third largest Internet channel for many brands in terms of sales volume after JD.com and Tmall.

Fenqile Mall has also introduced e-commerce platforms such as JD.com, Xiaomi Youpin, and Kaola Online Shopping, and exported its installment service capabilities to many high-quality external platforms such as Yangquan Duan and Mafengwo.

As of March 2020, the number of products in Fenqile Mall has exceeded 2 million.

2. Fenqile pioneered the Internet small and micro consumer finance business model.

On the front-end of consumption, Fenqile has improved the user shopping experience through cooperation with JD.com and others; on the back-end of debt processing, Fenqile launched Orange Financial Management in June 2014 as the exclusive agent for all debts of Fenqile, forming a closed-loop ecosystem of "self-produced and self-sold".

Fenqile has received investment from a number of top domestic and foreign investment institutions and well-known enterprises, including JD.com, DST, Xianfeng Huaxing, Matrix Partners China and Bertelsmann Asia Investment Fund.