Qing Ning believes that there is no conflict at all whether tens of thousands of dollars are used to invest in index funds, fixed investment or stocks. Fixed investment funds in funds do not enter the market all at once, but in regular fixed amounts and in batches, exchanging time for "interests". Index funds

Fixed investment and stocks can be combined into one and invested at the same time in proportion!

Fund fixed investment - suitable for long-term investment, low starting point, regular fixed amount investment, compound interest income, no need to bother, a "lazy man's artifact" that uses time to exchange "space (income)" Fund fixed investment - suitable for long-term investment, low starting point, regular investment

Fixed-amount investment, compound interest returns, no need to worry, a kind of "lazy man's artifact" stock that uses time to exchange for "space (income)" - compared with fixed investment in funds, the risk is much higher. If you are a novice stock investor and don't have much capital, Qing Ning recommends

Make short-term investments, or work hard to buy new stocks, and if you are lucky, it is still a good stock - compared with fixed-term investment in funds, the risk is much higher. If you are a novice stock investor, and you don’t have much capital, Qing Ning recommends making short-term investments, or working hard to buy new stocks, and you will have good luck.

Good or good