With the increasing popularity of financial management, all walks of life have higher and higher demand for financial management specialization, and the improvement of financial management awareness calls for more financial planners with professional skills. International Financial Planner (CFP) is the most authoritative personal financial professional qualification in the field of global financial services. It is sponsored by the International Association of Financial Planners (IAFP), and its talent training direction is financial planners who manage clients' finances. According to their assets and risk preferences, CFP provides comprehensive financial advice covering all aspects of life, finds the most suitable financial management methods for them, and ensures the preservation and appreciation of assets. At present, China has set up a financial planner standards committee and introduced CFP-related examinations and standards to China. It adopts two-level authentication system, namely, financial planner (AFP) and international financial planner (CFP), which is more in line with the local characteristics of China.
Gold content of certificate:
CFP certificate is one of the authoritative financial advisor certification projects in the world. For individuals, CFP certificate is the identification of financial experts, and it is also a powerful guarantee for obtaining high salary and higher vocational education. In the United States, the annual income of a CFP is more than 1 10,000 dollars, while in China, the annual salary of a financial planner can reach 500,000 dollars. At present, the annual income of financial planning practitioners in China's insurance industry, banking industry and other fields is generally above 654.38+10,000 yuan. If they get CFP certificates, their wages will rise. With the opening of WTO market, the demand of banks for CFP will increase greatly.
Certified Financial Analyst (CFA? )
CFA, the first test of global finance? The exam is very famous in China. It is a professional qualification certification in the field of securities investment and management. Investment management and research association? (AIMR) won the prize. Since CFA? After entering China, CFA? Every year, the number of applicants is multiplying. In the exam in June this year alone, the number of applicants reached nearly 5,000. But the passing rate of candidates is very low. It is understood that CFA? Worldwide, the certification pass rate is one fifth, and it is even lower in China.
Gold content of certificate:
Given CFA? The examination is formal, professional and authoritative, and its qualification has been widely recognized in the global financial field, becoming a passport for banking, investment, securities, insurance and consulting industries. CFA？ Certificate holders include senior staff of world-renowned financial and investment institutions, and their salaries are also considerable. CFA？ In the United States, the annual salary is around $200,000.
Financial risk manager (FRM)
Risk management covers many fields. In the increasingly complex and globally integrated financial market and commodity market, effective risk management and control plays an increasingly important role. Investment banks, commercial banks, securities companies and insurance companies all put forward higher requirements for strengthening risk control, and the subsequent result is a sharp increase in the demand for financial risk management professionals. Financial Risk Manager (FRM) is a qualified professional title in the field of financial risk management, which determines the necessary knowledge system for risk management analysis and decision-making that professional risk managers should master. Global risk association? GARP organizes exams and issues certificates. GARP is a financial association with more than 30,000 members from more than 65,438+030 countries, mainly composed of risk management professionals, practitioners and researchers. Gold content of certificate: FRM certification system has been recognized by European and American multinational enterprises, regulators and Wall Street, a global financial center, and has become one of the requirements of risk management departments of many multinational institutions. At present, the average annual salary of financial risk managers has reached 6.5438+0.5 million yuan, and those who have passed FRM certification are increasingly recognized by domestic financial institutions.
actuary
Actuaries are scarce resources in China, because the cost of actuaries and international practices are different at home and abroad. Like Steven. Mi Le of Ping An Insurance Company, the most expensive actuary in China, is estimated to be worth at least RMB 3 million per year, while domestic actuaries are only RMB 500,000-600,000. Whether the actuary can be hired with high salary and whether it is fair is a question that Bo Weimin and his friends often discuss. The bottleneck to break through this problem lies in people's understanding of actuaries.
job description
Actuaries are professionals who use actuarial methods and techniques to solve economic problems. The traditional work field of actuaries is commercial insurance, mainly engaged in product development, liability reserve accounting, profit source analysis and dynamic solvency testing.
Career trends
The attraction of actuaries lies in their high social status. Some people say that there are only two actuaries in China according to British standards, but according to the list of American Actuaries Association, there are no qualified actuaries in China. In fact, there are some actuaries with different qualifications in China, but the overall level still needs to be strengthened. It is predicted that China will urgently need 5,000 actuaries in the next five years.
Certified International Investment Analyst (CIIA)
The examination is an advanced international certification qualification examination tailored by the registered international investment analysts association (ACIIA) for practitioners in the financial and investment fields. Those who have passed the CIIA exam can be awarded the CIIA title by the International Association of Certified Investment Analysts if they have more than three years of relevant working experience in financial analysis, asset management and/or investment. Since the official launch of the 2006 54 38+0 CIIA exam, more than 5,000 people around the world have taken the final exam, and more than 2,800 professionals have been awarded the title of CIIA. With the promotion of various regional and national/regional associations, CIIA will attract more professionals' reference and expand its international influence; A broader global CIIA alliance will also be gradually formed.
Chartered Certified Public Accountant Certificate
Examiner: chartered certified accountants Association.
Suitable for the crowd: those who are going to study abroad or engage in financial work in large multinational enterprises need to have a certain foundation in English.
ACCA is famous for its comprehensiveness, perfection and comprehensiveness. An MBA program for accounting majors? . For those who want to work in the financial department of multinational companies, taking ACCA study can greatly improve their accounting English level, be familiar with relevant international accounting standards, and have excellent financial background and practical operation ability.
Certificate of international registered internal auditor
Examiner: International Association of Internal Auditors.
Suitable for the crowd: to apply for CIA, you need to have a bachelor's degree or above, intermediate and above professional and technical qualifications, a certified public accountant certificate or a non-practicing certified public accountant certificate. Teachers and students in colleges and universities with specific majors can also register.
Examination contents: including internal audit procedures, internal audit technology, management control and information technology, and audit environment.
Certified by American Certified Management Accountant (CMA).
CMA examination is a professional qualification founded by Institute of Management Accountants (IMA) and derived from National Accounting Association (NAA), with a history of 65,438+003. It is one of the largest institutes of certified public accountants in the United States. At present, IMA has about 1 1000 members, mainly distributed in the United States, Canada and developed countries in the world. CMA and AICPA are the two most important and authoritative accounting teachers in the United States and the most authoritative accounting qualifications in the world. International accounting standards and management standards are mainly based on AICPA and CMA.
International quantitative financial engineering certification (CQF)
CQF (Certificate in Quantitative Finance) International Certificate in Quantitative Finance was designed and launched by an internationally renowned team of quantitative finance experts, including Dr. Oxford University, a research scholar of the Royal Academy of Sciences, and Paul Wilmott, the founder of hedge funds. CQF is headquartered in London, England, with training centers in new york, USA and Beijing, China. CQF builds international financial talents with international leading teachers, advanced knowledge system and practical and efficient teaching mode! At present, many professionals who have obtained CFA certificates come to participate in CQF training. CQF has won unanimous recognition and high praise internationally. Most of its students have worked for Goldman Sachs, Merrill Lynch, Morgan, HSBC, Citigroup, Barclays, ABN Amro, Bank of America, Bank for International Settlements, KPMG and so on. At present, the gold content of CQF exceeds the trend of CFA, and its access conditions are also very harsh. Not only should the English level reach a very high level, but also the foundation of advanced mathematics should be very solid, and probability theory should be able to be used freely.
CIMA Management Accountant Examination
CIMA is the world's largest examination, management and certification institution for management accountants and one of the founding members of the International Federation of Accountants (IFAC). Currently, CIMA has 150000 members and students in 156 countries. CIMA was established in 19 19, with its headquarters in London, England, and branches or liaison offices in Australia, New Zealand, Ireland, Sri Lanka, South Africa, Zambia, India, Malaysia, Singapore, China, Hong Kong and Chinese mainland.
In the past hundred years, CIMA qualification has enjoyed a high reputation in the international business community. World-renowned multinational companies, such as Unilever, Shell, Ford, etc. , all admire. They not only recruit CIMA members, but also regularly send employees to attend CIMA training courses. CIMA qualification is different from general accounting certification. It is based on accounting and covers all aspects of business knowledge and skills such as management, strategy, market, human resources and information systems. CIMA members are not only proficient in finance, but also good at management. In addition to serving as chief financial officer and CFO in enterprises, many members have also become general managers and CEOs of multinational companies.