With the development of financial market, more and more people begin to invest in funds. The net value of fund unit is an important investment index, which refers to the result of dividing the total assets of the fund by the total number of fund shares. So, is the higher the net value of the fund unit, the better? This paper will analyze this problem from many angles.

1. A high net value of a fund unit does not mean a high profit.

If the unit net value of a fund remains high for several months in a row, then many people will think that this fund is very profitable. However, this idea is not correct. Because the net value of the fund unit is high, it does not mean that the fund is more profitable. The unit net value of the fund will be affected by many factors, such as market conditions, the operating strategy of the fund manager, the cost of the fund and so on. Therefore, investors can't just judge whether the fund is excellent according to the net value of the fund unit.

2. High net value of fund units may bring higher returns.

Although the high net value of the fund unit does not mean that there are many returns, it can indeed bring higher returns to investors. Because the net value of the fund unit determines the value of investors when buying and selling funds. When the net worth of a fund unit is high, investors will buy less shares with the same funds than those with low net worth. If the performance of this fund is good, then the advantage of high unit net worth is more obvious.

3. The risk of high net worth of fund shares is relatively large.

High net worth of fund units is not a bad thing, but investors also need to pay attention to its potential risks. When a fund unit has a high net worth, its investment portfolio may be more concentrated. This means that if the price of an important asset falls, the unit net value of the fund will drop sharply. Therefore, investors need to carefully consider whether the fund with high unit net worth conforms to their investment strategy.

To sum up, a high net value of a fund unit does not necessarily mean that the fund is better. Investors need to consider the investment value of funds in combination with the operation of fund managers, the cost of funds, market conditions and other factors. However, if a fund has a good performance, then a high unit net worth is a good thing, because it can bring higher returns to investors. But at the same time, investors also need to pay attention to the corresponding risks brought by high unit net worth.