Novice investment funds must be careful not to buy funds blindly, and choose the appropriate fund type according to their own affordability. So how do novices invest in funds? Where to start? I have prepared relevant contents for your reference.

Funds are mainly divided into: money funds, bond funds, stock funds, mixed funds, index funds, FOF funds and so on. Different types of foundations have different risks and benefits. Before investing in funds, you must know the basic situation of these types of funds.

Secondly, start with low-risk funds, because low-risk funds are not easy to lose money, such as money funds and pure debt funds. As far as money funds are concerned, Yu 'ebao and Coin Pass are both types of money funds, and they have never lost money so far. Although the past does not represent the future, it will still have certain reference significance.

In addition, you can also consider Alipay's lazy financial management, which can be found on Alipay's financial management page. Click on the lazy financial management page. There are three pages, namely: introduction to financial management, steady choice, expected annualized income of about 4%, steady approach, and strive for good returns. It is expected that the annualized income will be about 5%, and the income will be higher and higher. Expected annualized income of 6%

These bond funds have a common feature, that is, low risk and little risk, but the income is relatively stable and the fund fluctuation is relatively small. When buying, investors can decide how much to buy and which page to buy according to their actual situation.

It should be noted that the benefits are high and the risks are relatively high. If the market is not good, there is the possibility of loss. Funds do not guarantee principal and interest, which is different from bank deposits.