rural medical insurance card banks have no right to freeze accounts, and medical insurance cards are not allowed to be frozen in principle. Because the medical insurance card is one of the normal necessities of ordinary people, the court cannot freeze it directly. According to the relevant laws and regulations, if the property seized by the court affects the normal life of the person subjected to execution. Then it can apply to the court to cancel the seizure, or partially cancel it. Therefore, generally speaking, medical insurance cards cannot be frozen.

1. What are the conditions for banks to freeze accounts

According to the law, only law enforcement agencies such as people's courts, people's procuratorates and public security organs can require banks to freeze accounts.

the reason why banks freeze funds can only be that they have received legal documents from law enforcement agencies such as courts and procuratorates. Banks have no right to freeze customers' accounts by themselves. The law enforcement agency that originally requested freezing will submit the Notice of Freezing with the official seal of the law enforcement agency at or above the county level and the signature of the person in charge to the bank, and the bank will unfreeze it immediately after receiving it.

1. You can apply for pre-litigation preservation, and then file a civil lawsuit within the prescribed time limit; Or directly file a lawsuit and apply for property preservation;

2. Property preservation needs to provide a guarantee. According to the spirit of the New Civil Procedure Law, preservation in Changzhou now needs to provide a certain proportion of cash guarantee. Please consult the case acceptance court for details.

2. Why is the medical insurance account frozen

The medical insurance account may be frozen under any of the following circumstances:

1. The payment information of the medical insurance account cannot be received normally, or there is something wrong with the system;

2. Failing to pay the medical insurance fee on time;

3. The medical insurance payment is unsuccessful;

4. The information of the collection ledger is wrong, but it is true or discontinuous.

III. Procedures for unfreezing medical insurance accounts

According to the actual situation, just bring the above-mentioned required materials to the local medical insurance center or social security bureau for processing.

4. How long does it take to unfreeze the medical insurance account

Generally, it can be completed in 4 working days.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.

Provisions of the Supreme People's Court on Attachment, Seizure and Freezing of Property in Civil Execution by People's Courts

Article 23 When the notice of attachment, seizure and freezing is delivered to the registration authority, the registration authority has accepted the application for transfer registration of the real estate, specific movable property and other property transferred by the person subjected to execution, but has not completed the registration, it shall assist the people's court in execution. The people's court shall not seal up, detain or freeze the property transferred by the person subjected to execution who has been registered by the registration authority.

when the notice of attachment, seizure and freezing of assistance in execution is delivered to the registration authority, if other people's courts have delivered the notice of assistance in execution of transfer registration to the registration authority, priority shall be given to transfer registration.