Funds are an indirect form of securities investment.

Fund management companies pool investors' funds through the issuance of fund units, which are custodian by the fund custodian (i.e. a qualified bank). The fund manager manages and uses the funds to invest in stocks, bonds and other financial instruments, and then assumes the responsibility

Invest risks and share profits.

According to different standards, securities investment funds can be divided into different categories: --- According to whether fund units can be added or redeemed, they can be divided into open-end funds and closed-end funds.

Open-end funds are not listed for trading, and are generally purchased and redeemed through banks, and the fund size is not fixed; closed-end funds have a fixed duration, during which the fund size is fixed, and are generally listed and traded on securities exchanges, and investors buy and sell funds through the secondary market.

unit.

——According to different organizational forms, they can be divided into corporate funds and contract funds.

A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund.

At present, my country's securities investment funds are all contract funds.

———According to different investment risks and returns, funds can be divided into growth, income and balanced funds.

———According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.

Buying funds is very simple and can be traded in the securities hall, that is, in the secondary market, just like ordinary stock investments.

You can also subscribe through the selling points of banks that cooperate with funds. Many banks have fund sales, including Industrial and Commercial Bank of China and China Construction Bank.

If you want to buy it, you can inquire in detail about the relevant fees and interest ratio; and then study the internal situation and past performance of the fund management company.

Answered by: yang_bin99 - Probation Level 2-25 13:09----------------------------------

----------------------------------------Funds also have ups and downs,

Two common tips for buying funds: 1. Spread your money and invest at different times, and buy funds of a certain value every month.

Example: The number of shares with a market value of 1,000 yuan is 1.0000 10000.8096 12350.9703 10301.1880 8421.4350 6971.3019 7686 months *** buys 5572 units and invests 6000. The average cost per share is 0.9287; if 1000 units are purchased every month, the average cost

1.1175.

Unless you tell me that you can grasp when the fund rises and when it falls.

2. Maintain the proportion of various investment types. For example, I keep 50% of stock funds, 35% of currency funds, and 15% of bond funds. When the stock market rises sharply and the proportion increases, I will redeem some stock funds and switch to others.

Two kinds, keeping proportions.