Hello, I suggest you make risk-free products.

1. Participate in reverse repurchase of government bonds. The interest rate of short-term reverse repurchase has now reached 8%.

To participate in the repurchase of treasury bonds, you need to open an account at a securities company first, and then activate the reverse repurchase trading function. Because the funds in your hand are limited, you can only participate in the reverse repurchase in the Shenzhen market.

2. Buy money-type funds, which can be purchased from securities companies and banks. The current yield of better funds is more than 5%, and the return of poor funds is about 3.6%. It is higher than fixed deposits in banks, and it is more flexible.