The reason why the fund's return rate can outperform the broader market may be because: the fund manager's stock holdings and the broader market tend to deviate from each other. That is to say, when the market falls, the stock holdings may rise. It is an independent market. If the market plummets but the fund does not fall, it means that the fund manager's stock selection strategy is appropriate. For example: for a period of time, the market fell, and the leading decliners were securities companies and bank stocks, but the fund managers held positions in technology stocks and new energy stocks that rose. Even if the market fell, as long as the underlying stocks did not fall, the fund would lose money during this period. The rate of return will be higher than the market rate of return over the same period.

The fund's return rate after one year is higher than the index, which shows that the fund manager's management ability and ability to adjust positions and stocks are relatively good. Although past performance does not represent future performance, it also shows that the manager has solved the problem The decision-making is relatively good, so this type of fund is also an issue that Christians need to consider when choosing a fund.