Investors can buy portfolio funds directly on the homepage of Alipay Fund. This method can save the time for investors to choose funds, but it can't be modified, that is to say, the fund portfolio can't be established.

At the same time, investors need to combine their own investor preferences when choosing the fund portfolio. For example, for aggressive investors, you can choose the fund portfolio under the high-yield strategy, while for steady investors, you can choose the fund portfolio under the steady strategy or the balanced strategy.

In addition, investors can set up their investment portfolio manually, that is, according to market conditions and risk tolerance, allocate their funds reasonably among various funds. For example, in a bad market, investors can use 1/3 to buy medical funds, 1/3 to buy liquor industry funds and 1/3 to buy technology funds.